Because health care in the United States is very expensive, all international students in F-1 and J-1 status studying at Penn State must have health insurance for the entire period of study at Penn State that meets the Penn State waiver standards. Moreover, the U.S. Department of State requires all J-1 exchange visitors (students, scholars, interns, etc.) and their dependents maintain health insurance. Willful violation of this mandate requires termination of the J-1 status.
Students must purchase the Penn State insurance plan or apply for a waiver by providing evidence of having health insurance that meets the waiver standards. Students must purchase or apply for the waiver before an established deadline (generally the same as the Regular Drop Deadline on the Academic Calendar) or pay a penalty fee: the first time late penalty fee is $50 and the late fee is $100 after that.
The financial guarantee required to obtain the I-20 or DS-2019 includes the amount for health insurance.
Graduate Assistants and Graduate Fellows are automatically enrolled in the Penn State insurance plan. Penn State covers 80% of the insurance premium for the graduate assistant/fellow and 70% of the premium for dependents. Students must work with Student Insurance in 302 Student Health Center to decline the insurance or to add dependents.
Student Health Insurance
The Pennsylvania State University
302 Student Health Center
University Park, PA 16802